Retirement Planning

Put plans in place for your retirement for your peace of mind

Sound retirement planning is about understanding:

  • How much you need to save
  • How much you will have once you retire
  • How to make the best possible decisions during retirement

Knowing this can help give you peace of mind about what to expect from this important phase of your life, giving you the freedom to dream and preventing unpleasant surprises.

We provide guidance and support throughout your working life and into retirement

Planning for retirement is a long-term process that starts many years before your actual retirement. We have the skills, expertise and personal focus to help you navigate this process wherever you are in your life, and into retirement. This means your personal wealth manager will help you make informed financial decisions that support your retirement goals, no matter how far you are from retirement.

 

Be confident that your retirement plan is relevant and realistic

  • You can be confident that you are saving for retirement in a manner that is most suitable to your circumstances and goals. There are different ways to save for retirement – contributing to an employment retirement scheme, contributing to a retirement annuity, saving outside a traditional retirement vehicle, or a combination of these. We help you make appropriate choices.
  • You can have peace of mind that your retirement plan is relevant and realistic, because we take the time to understand your circumstances and what an ideal retirement looks like for you.

Stay on track with your goals when your circumstances change

  • The only constant in life is change. You have our commitment to help you manage ongoing change.
  • We understand the impact that unavoidable events during your working life can have on your retirement income. You will have peace of mind that you will stay on track to meet your retirement goals when you face unexpected obstacles, because we guide you to make the right decisions.

Know exactly how much you must save and how to invest these savings

By applying our rigorous process, combined with our long-term experience and expertise, we can help you understand exactly:

  • Ηοw much you need to save
  • How much you need to grow your savings by to achieve your retirement goal

This forms the foundation of your retirement plan.

Get advice about how to manage your money once you’re retired

  • The decisions you make at the point of retirement are some of the most important and complex financial decisions you’ll have to make. These decisions can affect your quality of life throughout retirement.
  • You can rely on our continued advice once you are retired to help you meet your immediate short-term needs and your long-term needs. We guide you as you transfer from pre-retirement to post-retirement.
  • With our expert advice and ongoing support, you will have peace of mind that your money will last. You will know what income you can draw from your retirement savings and how to continue growing your savings to keep pace with the rising cost of living. Even if something unexpected happens along the way, you can rely on our support to guide you on any adjustments you need to make to your plan.

AUTHORISED FINANCIAL SERVICE PROVIDER FSP 639

We advise. You thrive.