“What you do every day matters more than what you do once in a while.” – Gretchen Rubin

Isn’t it remarkable how little daily actions accumulate over time to shape our lives? 

These small decisions often reflect our deepest values and priorities, impacting our everyday existence and financial health. Consider the age-old saying, “Actions speak louder than words.” Our purpose is not primarily defined by the grand declarations we make during life-changing events, nor is it confined to the resolutions we set at the commencement of every new year. Instead, it’s reflected in the consistency of our actions and habits. These habitual decisions, no matter how insignificant they may seem, create a ripple effect that can either enhance or undermine our financial health over time.

When we have conversations about aligning our finances with our personal values, we’re empowered to create more meaningful financial well-being. The path to prosperity isn’t always about accumulating wealth. Instead, it’s about harmonising our finances with our life’s purpose and aspirations.

In several recent conversations with clients, our WellsFaber team have repeatedly experienced our clients wanting to talk about more than merely growing their wealth; they wanted to ensure that their portfolios reflect their purpose. 

More and more people are seeking ways to align their wealth with their personal beliefs and values. So, how can we make this possible?

Identify and reflect on your values

The first step is understanding what truly matters to you. Your values could be anything from ensuring a secure future for your children, contributing to social causes, or investing in personal growth and wellness. Reflect on what genuinely matters to you and jot these down. 

Review your spending

Once you have a clear picture of your values, review your current spending patterns. Does your money flow align with your identified values? You might find that certain expenses don’t align with your priorities and can be reduced or eliminated.

Set financial goals aligned with your values

Next, set financial goals that resonate with your values. For some of our clients, this includes investing in environmentally-friendly companies and setting aside a portion of income for donations to charities.

Seek professional guidance for financial security and well-being

At WellsFaber, we are here to guide you through this process. We can help you formulate a financial plan that secures your future and resonates with your values. 

Money is a powerful tool. When we align it with our values, it serves as a catalyst for personal fulfilment and societal change. This journey of aligning your money with your values is not a one-time event but a continuous process of assessment and adjustment. It’s not always about the big decisions but the small everyday choices that shape our financial health and personal wellness.

We advise, you thrive.